Mortgage loan officers typically require the following information to process a loan application:

 1  Most recent payroll stub(s) covering a full month, showing year-to-date income.

 2  W-2 forms for 2022 and 2023. (Or tax returns if self-employed.)

 3  Most recent two months of statements from IRA and retirement accounts.

 4  Most recent two months of bank statements from checking and savings accounts.

 5  The contact information for your homeowners insurance agent.